Outpatient Services
General Consultation
Specialist Consultation/Care
Routine Lab tests & Plain X-Ray (Chest, Limb & Joint) [Basic & Secondary]
Prescribed Drugs
Physiotherapy
Management of Chronic Conditions
Inpatient Services
General ward
Semi Private Ward
Routine Lab Investigations
Drugs and Infusions
Maternity Services (Family Plan only)
Antenatal Care
Normal Delivery
Induction of Labour and Assisted Delivery,forceps delivery
C/S (Emergency & Medically Indicated Electives)
Post Natal Care up to 6 weeks
Family Planning Services (Family Plan Only)
Counseling only
IUCDs, Injectables, Oral contraception & Norplant
Child Health Services (Family Plan Only)
Routine Immunization (NPI)
Additional Childhood Immunization – Under 5 Years (Hib & Rotavirum)
Emergency Services
Local Evacuation to Hospital
Accident & Emergency. (Cover the immediate life saving /resuscitative). Secondary care in this care is subject to Plan covered
Surgical Services
Minor Surgeries Procedures
Intermediate
Radiological Services
Plain X-Ray (Chest, Limb. & Joint)
Ultrasound Scans
Mammogram
CT Scan
Eye Care
Consultation & Refraction, visual acquity, Routine Examination
Treatment of Simple Infection
Provision of lenses: Plain, Bifocal & varifocal lenses subject to limit of coverage
Intraocular Pressure Test
Dental Services
Consultation & Treatment of simple infection
Dental X-Ray, Prescribed Drugs, pain therapy & simple extraction
Scaling & Polishing
Surgical Extraction & Amalgam filling
HIV/AIDS Support Services
Education & VCT
ARV treatment referral to diagnostic centers in Nigeria
Annual Basic Medical Examination
GENERAL EXCLUSIONS
Dialysis
Cosmetic / Plastic surgeries
Prosthesis and other fitting
Denture and special dental procedures
Cytotoxic treatment
Chronic Conditions end stage diseases including renal failure, kidney failure, liver failure
Certain injuries,- old sport injuries, self inflicted injuries
Overseas treatment and transplant surgery
Epidemics
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Please, be advised that the following services are not covered in the first 12 months of subscription to any of our Retail Health Plans: Management of Chronic Conditions: Hypertension, Diabetes, Sickle Cell Anaemia, Asthma; Maternity Services: Antenatal Care, Normal Delivery, Caesarean Section & Post Natal Care.
Cover limit for both Corporate & Retail is 65 years. A family is made up of Principal, Spouse and a maximum of 4 biological children under 18 years. With due management approval waivers & concessions are permissible. Benefits are not transferrable. Premium and benefits are subject to change.
